Monatary landscape

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It suites to some to have 2 forms of trading - cash and digital, but there're frontiers that have not yet bloomed.

Bitcoin really shook the bankers, that pretty much all major banks have pushed to create their own currency. The problem that I always see that no one ever mentions is that cryptocurrency has no way to manage credit. Also if the currency is limited and credit that needs to be repayed is larger than all possible currency, it just won't work.

The world still holds on the logic of credit that crashed multiple times. But it's the only system that seems to "work best" for modern solutions.

So instead of massive support of individuals outright, credit is betting that a lot of individuals will be using products/services. As any bet, there's a chance it will go either way. If the business is made for the sake of money, it's unlikely to succeed. If the business is made to fulfil demand, then it's more than likely to prosper. How do you manage that capitalism stretch in crypto thought? 

In crypto, every coin is sort of there, it has it's computer ID and it has it's place. So managing crypto will have to fall outside of it's abilities to transact, some form of money manager has to be in place, and that's the dangerous part. Whoever has the tools to control crypto, will dictate the rules. Knowing how things run and how it influences decisions and economies, it's just about an obligation of evil to seed itself and slowly grow it's influence.

Some towns and groups have successfully made alternatives that tie to it's local town "economies". Which seems to be the only other way that escapes regulations, although I'm certain, the tax collecting divisions of governments will frown upon or make such community trading without declarations and contribution illegal - unless, the infrastructure and living environment is self-sustaining (doesn't require intervention or contribution by government).

Interesting topic to explore. How would you reinvent trading that is more ideal than what we have?

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It all sounds good in theory, but as any other major adjustment it requires a lot of legal and practical navigation. I'm aware of only 1 town that can be a good example - town of Orania that case its own autonomy and economy. Although the town is small, it offers everything from schools, production to jobs that pay in their own currency. The town is limited to white people, Christian and without any criminal records. Some think of it as "controversial", but it's owned land and the community decides their preferences. Afrikaans culture is their preference that creates understanding, and morals that are expected and easy to live with between each other. So the "controversy" is more of envy that not all can benefit by moving to such town. Located in South Africa, the town pretty much eliminates racial restrictions on white people. Even if you were born in South Africa, your skin colour still determines if government black empowerment laws will allow you to take on work. If you're white, a lot of government jobs may be out of reach. It mostly applies to completing government contracts e.g. road maintenance.

So new way of doing things is proved to be possible, but it involves a lot of work to create such community with like-minded people that can take on responsibilities as contributors.